=IF(OR(F34>1000000,F34<=0),"",IF(F34<1000,"",IF(MOD(F34,1000000)>=100000,INDEX(numbers,TRUNC(MOD(F34,1000000)/100000,0)+1)&" Hundred","")&IF(MOD(F34,100000)>=20000," "&INDEX(tens,TRUNC(MOD(F34,100000)/10000,0)+1)&IF(MOD(MOD(F34,100000),10000)>=1000,"-"&INDEX(numbers,TRUNC(MOD(MOD(F34,100000),10000)/1000,0)+1),""),IF(MOD(F34,100000)>=1000," "&INDEX(numbers,TRUNC(MOD(F34,100000)/1000,0)+1),""))&" Thousand") & IF(F34<1,"Zero Dollars",IF(MOD(F34,1000)>=100," "&INDEX(numbers,TRUNC(MOD(F34,1000)/100,0)+1)&" Hundred","")&IF(MOD(F34,100)>=20," "&INDEX(tens,TRUNC(MOD(F34,100)/10,0)+1)&IF(MOD(MOD(F34,100),10)>=1,"-"&INDEX(numbers,TRUNC(MOD(MOD(F34,100),10),0)+1),""),IF(MOD(F34,100)>=1," "&INDEX(numbers,TRUNC(MOD(F34,100),0)+1),""))&"") & " and " & IF(MOD(F34,1)<0.005,"NO",ROUND(MOD(F34,1)*100,0)) & "/100 -----------")